WHAT WOULD IT BE LIKE TO RECEIVE 0% INTEREST AND NO TRANSFER FEE ON YOUR CREDIT CARDS?
We think that we may be able to HELP YOU with something that is a little more interesting for you to consider; During the past 30 years lending procedures have changed dramatically. It has become far easier to obtain credit and borrow from numerous differing lenders who are happy to throw money at people such as yourself and your family members in return for extortionate interest payments.
You or members of your family may have experience of this first hand and we would like to help educate you as to the reasons you would be interested in our proposition to HELP YOU. The issue is that some lenders, if not all, have been acting improperly and in most cases irresponsibly. Like all things as time goes by we all become much more aware of things like the ‘Credit Crunch’ and how millions of people are beginning to struggle to maintain repayments on debts whilst their lenders are making huge profits.
HOW IS THIS POSSIBLE? IS THIS RIGHT?
WHY IS IT, WE THE CONSUMER ALWAYS END UP PAYING?
ISN’T THERE ANYTHING WE CAN DO?
WELL, ACTUALLY THERE IS...AND WE WILL SHOW YOU HOW.
Ask yourself these two questions.
1. Did your credit card company complete a fact find, in other words did they find or make any attempt to establish affordability before offering you a line of credit?
2. So did they know how much to lend you as to how much you can actually afford to pay back? Or Do they really care?
When a lender issues a credit agreement they are DUTY bound to adhere to a number of statutes and acts, including the Consumer credit act 1974. These were put in place to protect YOU the consumer and ensure FAIR practice. We, as customers have assumed and trusted that the lenders will act correctly and fairly, however due to our research we have established that invariably there are flaws and irregularities in all manner of areas associated with YOUR Credit Agreements which are challengeable under the Credit Consumer Act 1974, which incidentally was established to protect YOU the consumer.
An Credit agreement which constitutes an unenforceable contract may be proved due to fundamental flaws within the agreement, this means it is non-enforceable by the lender and therefore we are able to challenge the agreement as to its validity and through our legal team pursue the lender to reimburse you of interest, capital and any fees levied.
In the case of most unenforceable contracts we are able to subsequently get YOUR outstanding balance written off as a result of the process under the Credit Consumer act 1974.
Now you can begin to see that as a result of negotiations money can often be reimbursed to the borrower and the debt itself is removed and consequently wiped out..
Once you can provide us with details of your credit agreements we are able to quickly establish (within 48 hours) whether there may be an opportunity to challenge the legality or enforceability of your agreement. Establishing whether your credit agreement is challengeable is completely free of charge and is completed on line.
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This can apply to: Credit cards, unsecured loans, HP, car finance, and store cards.
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It is a complicated process but we have a team of experienced legal specialist available so that we may help you.
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This is not Bankruptcy, IVA, Debt management, or any form Payment plan.
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It is possible that you can legally eliminate your credit card debt, but most people just do not know where to look for specialist advice.
We are here to help you the Consumer, with everything we do being Ethical, Lawful and Just...
NB ‘Peter McIvor is a licensed introducer of Credit Clear Services’
