Equifax is one of the leading credit reference agencies in the UK. Credit reference agencies maintain information about you and your credit history. This information is gathered on an ongoing basis from many sources that have extended you credit. Lenders, employers, landlords, and other service providers buy that information in the form of a credit report to help them decide whether to approve your application for a loan, credit card, job, or housing, or to offer you a product or service at a particular rate. Equifax Personal Solutions is the only credit reference agency to provide the consumer with instant online access to their credit report, credit score and identity theft protection.
Equifax Credit Rating™ gives you:
- Instant, easy online access to your credit report and your credit score
- Easy to understand format: shows you how lenders make decisions
- A clear explanation of how your score is made up and steps to improve it
- Puts you back in control: obtain the credit you want at a favourable rate
Equifax Credit Rating™ includes your credit score. What's more, it shows you in simple steps how you can improve your credit score, which will help you to obtain the credit you want at a favourable rate! Life's significant purchases don't need to be out of reach.
Equifax Credit Report™ gives you:
- Instant, easy online access to your credit report
- Easy to understand format: shows you how lenders make decisions
- Online dispute facility to help you correct any errors quickly and simply
Equifax Credit Report™ gives you a complete breakdown of your credit history and even identifies items that may be adversely affecting you. By understanding how lenders see you, you are in a stronger position to negotiate and to improve your credit position. Make sure you're ready for your next major purchase.
