The Association of British Insurers (ABI) has advised that taking the time to acquire travel insurance before your holiday is well worth the effort. With travel insurance covering a number of eventualities, from injury, to flight cancellations, to lost luggage, it should be an essential part of your trip overseas. Malcolm Tarling, an ABI spokesman, said that even if your journey is just a weekend city break, travel insurance is still "very important".
"It doesn't take more than a couple of minutes for you to lose your bags," he explained. He continued: "Most travel policies will cover flight delays…provided the delay has been for a specified minimum number of hours, and that may be for up to eight hours. They normally cover delays as a result of strikes and industrial action, adverse weather or mechanical breakdown of the aircraft." "Most bog-standard policies will cover cancellation but the cause of the cancellation will be specified in the policy; typically your illness, or an illness of someone travelling with you, or a close family member." Mr Tarling's comments followed recent reports from travel cover provider InsureandGo, claims for lost baggage have increased by 85 per cent from the 2006 figures.
Single Trip Policies size
Adult, 1 week Europe from £8.01
Family (2 adults and 2 children) 1 week Europe from £16.02
Adult Over 65, 1 Week Europe from £10.31
Annual Policies size
Annual policy - Adult Europe from £29.65
Annual policy - Adult Worldwide from £38.25